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Here's a list of items that you may need to prepare when meeting with a loan officer:

1. Proof of income: Your loan officer may ask for your recent pay stubs, W-2s, and tax returns to verify your income.

2. Credit score: Your credit score will be a major factor in determining your eligibility for a home loan. Make sure you have a copy of your credit report and score before meeting with the loan officer.

3. Employment verification: Your loan officer may need to verify your employment status, so bring documentation such as a letter from your employer or recent bank statements showing your income.

4. Bank statements: You may need to provide your bank statements to show your available funds for a down payment and closing costs.

5. Debt information: You may need to disclose any outstanding debts such as credit card balances, auto loans, and student loans.

6. Identification: Bring a government-issued photo ID such as a driver's license or passport.

7. Purchase agreement: If you have already made an offer on a property, bring a copy of the purchase agreement.

8. Other financial documents: You may be asked to provide additional financial documents such as investment statements, retirement account information, and any other assets you may have.

Note that the specific requirements may vary depending on the lender and the type of loan you are applying for. It's best to check with your loan officer in advance to make sure you have all the necessary documentation.